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Should I prep for a retake and re-app rn?

Hello, so this cycle has been going poorly for me. I have 4 Rs and 0 IIs and 1 hold. I am starting to feel hopeless in this cycle. I thought I had solid experience, hours, LORs, personal statement, and secondaries and I submitted everything throughout August. I am a CA ORM so I knew this cycle would not go easy for me. I have been asking around and people have told me the only thing that marks as a red flag is how I tried to retake my 513 to a 510 and I should have a 520+ to redeem my retake drop and be a solid CA ORM applicant. I am seriously considering a retake so I need to study extremely effectively to obtain a 520+ this time. Is this even wise? Should I hold off? I am a FAP recipient so its not like I want to retake and have the money to do so but I'm starting to feel so hopeless.

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