Hello, I would appreciate any help with this because I'm a bit confused about how these loans will work.

So, you fill out the FAFSA, and get access to the unsubsidized loan which is $20,500, but there's also an additional 20k that you can get but do you have to submit another form or is it under the same umbrella? because all im getting on my studentaid.gov homepage is "up to $20,500".

Also, with the whole BBB, is there any reason to even submit a grad plus loan application, since that's ending this July?

Also also, should I be looking at private loans independently or contact my school to see if they have any affiliated programs?

Whoever is more knowledgeable on this and can help, I would appreciate some assistance.

Thank you!!